Bank Al Habib Limited
Bank AL Habib Limited is a leading Pakistani commercial bank, part of the Habib family's banking group, operating a network of around 1,300+ branches across more than 500 cities. It offers conventional and Shariah-compliant (Bank AL Habib Islamic Banking) services, and is well regarded for trade finance and service quality. This page covers Bank AL Habib's accounts, cards, financing, digital banking, helpline and contact details.
Bank AL Habib Accounts and Deposits
The bank offers current and savings accounts, term deposits and foreign-currency accounts, along with the Roshan Digital Account for overseas Pakistanis and specialised options such as the simplified Asaan Account, Pensioner, Woman and Freelancer accounts. Profit on savings and term deposits is paid at rates reviewed periodically, so confirm the current rate and minimum balance before opening.
Debit and Credit Cards
Bank AL Habib issues debit cards on the Visa, PayPak and UnionPay networks and credit cards in Platinum, Gold and Green tiers, with rewards and instalment options. Review the schedule of charges for annual fees and mark-up before applying.
Bank AL Habib Financing
- Car / auto finance:Apni Car financing for new and used vehicles.
- Home finance:Housing Finance for home purchase, construction, renovation and subsidised housing schemes.
- Personal / cash finance:Cash Finance (personal financing against your deposits or certificates) and Laptop Financing.
Eligibility, mark-up/profit rate, processing fee and tenure depend on your income and credit profile and are confirmed by the bank at application.
Bank AL Habib Islamic Banking
Through Bank AL Habib Islamic Banking, the bank offers Riba-free, Shariah-compliant deposit accounts and Islamic auto and home finance, supervised by a Shariah board.
Digital Banking: AL Habib Mobile
Customers manage their accounts through the AL Habib Mobile app and internet banking, with balance checks, fund transfers, bill payments, mobile top-ups and card controls.
Bank AL Habib Helpline and Head Office
Bank AL Habib's 24/7 customer helpline is (021) 111-014-014 (toll-free 0800-00006 for credit cards). The bank's principal/head office is in Karachi (registered legal office in Multan). Use the branch and ATM locator on the official website to find your nearest location.
Frequently Asked Questions
What is the Bank AL Habib helpline number? The 24/7 customer helpline is (021) 111-014-014.
What is the Bank AL Habib mobile app? AL Habib Mobile, for mobile and internet banking.
What financing does Bank AL Habib offer? Apni Car auto finance, Housing Finance, Cash Finance (personal financing against deposits) and Laptop Financing.
Does Bank AL Habib offer Islamic banking? Yes — through Bank AL Habib Islamic Banking, with Shariah-compliant accounts and finance.
Where is Bank AL Habib's head office? In Karachi, with the registered legal office in Multan.
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Governance and Financial Indicators
The selected official source set identifies Abbas D. Habib as Chairman and Mansoor Ali Khan as Chief Executive. Public investor materials also expose exact 2025 indicators, including earnings per share of Rs. 27.57, break-up value per share of Rs. 127.54, profit before tax of PKR 65.52 billion, and total assets of PKR 3.30 trillion.
While the reporting perimeter is extensive, the selected source set does not need a forced ownership-percentage breakdown for this profile. It is safer to keep the ownership framing at the Dawood Habib Group level and avoid unsupported shareholder detail.
Corporate Identity and Status
Bank AL Habib is a public limited company that was incorporated in Pakistan in October 1991. The institution commenced banking operations in 1992. It was established by the Dawood Habib Group under the country's privatization policy, drawing on the group's longer banking history dating back to the 1920s.
The bank is a publicly traded entity listed on the Pakistan Stock Exchange under the symbol BAHL. The selected official source set also shows a long public reporting history, including annual and quarterly disclosures stretching back to 2006.
Corporate Identity and Status
Bank AL Habib is a public limited company that was incorporated in Pakistan in October 1991. The institution commenced banking operations in 1992. It was established by the Dawood Habib Group under the country's privatization policy, drawing on the group's longer banking history dating back to the 1920s.
The bank is a publicly traded entity listed on the Pakistan Stock Exchange under the symbol BAHL. The selected official source set also shows a long public reporting history, including annual and quarterly disclosures stretching back to 2006.
Market Role and Scope
Bank AL Habib operates as a major commercial bank in Pakistan. Its activities cover conventional and Islamic banking, with visible service lines for personal customers, business clients, corporate clients, agriculture-linked customers, and financial institutions.
The same official source set shows dedicated perimeters for home remittances, agriculture banking, employee banking, and services for overseas Pakistanis through Roshan Digital Account visibility.