Bank Al Habib Limited
Corporate Identity and Status
Bank AL Habib is a public limited company that was incorporated in Pakistan in October 1991. The institution commenced banking operations in 1992. It was established by the Dawood Habib Group under the country's privatization policy, drawing on the group's longer banking history dating back to the 1920s.
The bank is a publicly traded entity listed on the Pakistan Stock Exchange under the symbol BAHL. The selected official source set also shows a long public reporting history, including annual and quarterly disclosures stretching back to 2006.
Market Role and Scope
Bank AL Habib operates as a major commercial bank in Pakistan. Its activities cover conventional and Islamic banking, with visible service lines for personal customers, business clients, corporate clients, agriculture-linked customers, and financial institutions.
The same official source set shows dedicated perimeters for home remittances, agriculture banking, employee banking, and services for overseas Pakistanis through Roshan Digital Account visibility.
Personal and Retail Banking
For individual customers, the bank offers conventional and Islamic current, savings, term-deposit, and foreign-currency accounts. The retail mix also includes debit and credit cards, along with digital-first account visibility such as Asaan Digital, Freelancer Digital, and remit-linked accounts.
Consumer finance products visibly include auto, housing, personal cash, and low-cost housing facilities. The source set also supports women-focused banking initiatives and a broad retail reach that includes students, freelancers, and retired customers.
Business, Corporate, and Specialized Banking
For business and institutional clients, Bank AL Habib provides working-capital finance, long-term financing, trade-finance facilities, State Bank of Pakistan refinance visibility, and cash-management services. The bank also shows investment-related access points including mutual funds, stock-market participation, and government securities.
Its specialized coverage includes agriculture banking, financial-institutions services, and dedicated remittance operations. The Islamic side of the franchise is also substantial, with 150 Islamic Banking Branches and 145 Islamic Banking Windows shown in the selected official source set.
Network and Delivery Channels
The bank maintains a broad domestic presence with 1,323 branches and sub-branches across 538 cities in Pakistan. Its international footprint includes overseas branches in Bahrain and Malaysia.
Service delivery also relies on self-service and remote channels, including more than 1,040 on-site ATMs, 215 off-site ATMs, cash deposit machines, netbanking, the AL Habib Mobile app, SMS banking, WhatsApp banking, and a 24/7 call-center layer.
Governance and Financial Indicators
The selected official source set identifies Abbas D. Habib as Chairman and Mansoor Ali Khan as Chief Executive. Public investor materials also expose exact 2025 indicators, including earnings per share of Rs. 27.57, break-up value per share of Rs. 127.54, profit before tax of PKR 65.52 billion, and total assets of PKR 3.30 trillion.
While the reporting perimeter is extensive, the selected source set does not need a forced ownership-percentage breakdown for this profile. It is safer to keep the ownership framing at the Dawood Habib Group level and avoid unsupported shareholder detail.