Faysal Bank Limited
Faysal Bank Limited is one of Pakistan's leading banks and has completed its transition into a full-fledged Islamic bank (Riba-free), operating a network of around 900 branches across more than 360 cities. All of its products are Shariah-compliant. This page covers Faysal Bank's accounts, cards, financing, digital banking, helpline and contact details.
Faysal Bank Accounts and Deposits
Faysal Bank offers Islamic current and savings accounts (Faysal Islamic Current Account and Saving Account) and Barkat Investment Certificates for term deposits, along with specialised accounts such as the simplified Asaan Account, the Amal women's account, the Rehmat account, the Bakamaal Karobar business account and the Khushaal Kisaan account for farmers. Profit on savings and certificates is paid under Islamic profit-sharing, so confirm the current expected rate before opening.
Debit and Credit Cards
Faysal Bank's flagship card is the Faysal Islami Noor Card — Pakistan's first Shariah-compliant credit card (based on Tawarruq) — alongside the Noor Flexi card and a range of Islamic debit cards in Platinum and World tiers, with rewards and instalment options. Review the schedule of charges before applying.
Faysal Bank Financing
- Personal finance:Faysal Islami Personal Finance and Faysal Takmeel Financing for consumer goods.
- Car / auto finance:Faysal Islami Car Finance for new and used vehicles.
- Home finance:Faysal Islamic Home Finance and the subsidised Mera Ghar Mera Ashiana housing scheme.
All financing follows Islamic modes (such as Diminishing Musharakah and Ijarah). The amount, profit rate, fees and tenure depend on your income and credit profile and are confirmed by the bank at application.
Islamic Banking
As a fully Islamic bank, every Faysal Bank account, card and financing product is Riba-free and Shariah-compliant, supervised by a dedicated Shariah Board — there is no separate conventional side.
Digital Banking: Faysal DigiBank
Customers manage their accounts through the Faysal DigiBank mobile app and web banking, with balance checks, fund transfers, bill payments, mobile top-ups, card controls and digital account opening.
Faysal Bank Helpline and Head Office
Faysal Bank's 24/7 customer contact centre is 021-111-060-606 (head office PABX/UAN 021-111-747-747). The bank's head office is in Karachi (Faysal House, Shahrah-e-Faisal). Use the branch and ATM locator on the official website to find your nearest location.
Frequently Asked Questions
Is Faysal Bank an Islamic bank? Yes — Faysal Bank has converted into a full-fledged Islamic (Riba-free) bank; all its products are Shariah-compliant.
What is the Faysal Bank helpline number? The 24/7 contact centre is 021-111-060-606.
What is the Faysal Bank credit card? The Faysal Islami Noor Card, Pakistan's first Shariah-compliant card (based on Tawarruq), plus the Noor Flexi card.
What financing does Faysal Bank offer? Islamic personal finance, car finance, home finance, Takmeel consumer financing and the Mera Ghar Mera Ashiana housing scheme.
What is the Faysal Bank app? Faysal DigiBank, for mobile and internet banking.
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Legal Status and Corporate Identity
Faysal Bank Limited, commonly known by the abbreviation FBL, is a financial institution operating within Pakistan. The bank is constituted as a public limited company, a legal structure that defines its corporate governance and public accountability framework.
As a publicly listed entity, the shares of Faysal Bank Limited are traded on the Pakistan Stock Exchange. The provided fact sheet does not contain specific details regarding the bank's ownership structure or the percentage of shares held by major stakeholders.
Regulatory and Operational Framework
Official documentation presents Faysal Bank Limited as a full-fledged Islamic bank. This status defines its operational mandate and the nature of the financial products and services it is permitted to offer under the country's regulatory system.
A key milestone in the bank's recent history was the issuance of an Islamic Banking License by the State Bank of Pakistan. This regulatory approval was granted on December 30, 2022, marking a formal transition in its banking charter.
The Islamic Banking License became fully effective on January 1, 2023. This date represents the official commencement of its operations exclusively under Islamic banking principles, concluding a significant structural conversion process.
Regulatory and Operational Framework
Official documentation presents Faysal Bank Limited as a full-fledged Islamic bank. This status defines its operational mandate and the nature of the financial products and services it is permitted to offer under the country's regulatory system.
A key milestone in the bank's recent history was the issuance of an Islamic Banking License by the State Bank of Pakistan. This regulatory approval was granted on December 30, 2022, marking a formal transition in its banking charter.
The Islamic Banking License became fully effective on January 1, 2023. This date represents the official commencement of its operations exclusively under Islamic banking principles, concluding a significant structural conversion process.
Services
Contact Information
Faysal House, ST-2/A, Block 9, KDA Scheme 5, Clifton, Karachi 75600, Pakistan
111-332-265