Habib Metropolitan Bank Limited
Habib Metropolitan Bank (HabibMetro) is a well-established Pakistani commercial bank, part of the Habib group and associated with Switzerland's Habib Bank AG Zurich. It is known for its strength in trade finance and SME banking, and offers both conventional and Shariah-compliant (SIRAT) services to retail and business customers. This page covers HabibMetro's accounts, cards, financing, digital banking, helpline and contact details.
HabibMetro Accounts and Deposits
HabibMetro offers a range of current accounts (including Silver, Super, the simplified Asaan Account and a Freelancer account), savings accounts (Saving Plus, Rozana Munafa daily-profit, Privilege 55+ for seniors and Junior Savers for children) and fixed term deposits. Profit rates on savings and deposits are reviewed periodically, so confirm the current rate and minimum balance before opening.
Debit and Credit Cards
The bank issues Visa Debit cards (Infinite, Platinum, Gold, Classic, Ladies and Business), as well as PayPak, UnionPay and foreign-currency debit cards, plus conventional credit cards subject to eligibility. Review the schedule of charges for fees and limits before applying.
HabibMetro Financing
- Home finance: for purchase, construction, renovation and balance transfer.
- Auto finance: for new and used vehicles.
- Business & SME finance: working capital, trade finance, invoice and warehouse-receipt financing — a particular area of strength for HabibMetro.
Eligibility, mark-up/profit rate, processing fee and tenure depend on your income and credit profile and are confirmed by the bank at application. Confirm directly with the bank whether a general personal loan is currently offered alongside its auto and home finance.
SIRAT Islamic Banking
Through its SIRAT Islamic banking division, HabibMetro offers Riba-free, Shariah-compliant deposit accounts and Islamic auto, home and business finance, supervised by a Shariah board.
Digital Banking: HABIBMETRO Insta Mobile App
Customers manage accounts through the HABIBMETRO Insta mobile app and internet banking, with balance checks, fund transfers, bill payments, mobile top-ups and card controls.
HabibMetro Helpline and Head Office
HabibMetro's 24/7 contact centre can be reached at 111-1-HABIB (111-1-42242) or 0800-42242. The bank's head office is in Karachi (I.I. Chundrigar Road). Use the branch and ATM locator on the official website to find your nearest location.
Frequently Asked Questions
What is the HabibMetro helpline number? The 24/7 contact centre is 111-1-HABIB (111-1-42242) or 0800-42242.
What is the HabibMetro mobile app? The HABIBMETRO Insta app for mobile and internet banking.
Does HabibMetro offer Islamic banking? Yes — under the SIRAT brand, with Shariah-compliant accounts and financing.
What financing does HabibMetro offer? Home finance, auto finance and a wide range of SME and trade finance; confirm personal-loan availability directly with the bank.
Where is HabibMetro's head office? In Karachi, on I.I. Chundrigar Road.
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Profile Limits
The selected sources support the bank's ownership structure, branch network, exchange-outlet footprint, and 2024 balance-sheet and profit position. They also support describing trade and working-capital finance as an important part of the business mix.
This profile does not rely on unsupported market-ranking claims, promotional performance slogans, or technical platform language. It remains limited to the bank's legal identity, supported ownership structure, operating footprint, governance layer, and reported 2024 financial position.
Legal Identity and Ownership
Habib Metropolitan Bank Limited is the legal name used in the bank's official materials. The institution is presented as a public limited company operating in Pakistan's commercial-banking sector.
The same official source set describes the bank as a subsidiary of Habib Bank AG Zurich. That holding-company relationship is not a peripheral detail, because the sources explicitly state that Habib Bank AG Zurich holds 51% of the bank's shares.
Legal Identity and Ownership
Habib Metropolitan Bank Limited is the legal name used in the bank's official materials. The institution is presented as a public limited company operating in Pakistan's commercial-banking sector.
The same official source set describes the bank as a subsidiary of Habib Bank AG Zurich. That holding-company relationship is not a peripheral detail, because the sources explicitly state that Habib Bank AG Zurich holds 51% of the bank's shares.
Corporate Background and Business Scope
Official materials support that Habib Metropolitan Bank Limited was incorporated in Pakistan on August 3, 1992. The provided sources do not separately state an exact first day of operations, so this profile stays with the supported incorporation date instead of forcing a stronger operational chronology.
The bank's business scope is broad and clearly commercial. The supported perimeter spans retail banking, commercial and SME banking, trade finance, transaction-banking functions, foreign-exchange and remittance services, and an Islamic-banking division.
Services
Contact Information
HMB House, 7 & 7-A, Block-C, K.A.E.C.H.S, Karachi 75400, Pakistan
111-222-HMB (462)