Standard Chartered Bank (Pakistan) Limited

Standard Chartered Bank (Pakistan) Limited is the largest international bank operating in Pakistan, part of the global Standard Chartered group. It serves retail, priority and business customers through a network of branches across the country's major cities, offering both conventional and Shariah-compliant (Saadiq) banking. This page covers Standard Chartered Pakistan's accounts, cards, financing, digital banking, helpline and contact details.

Accounts and Deposits

Standard Chartered offers a wide range of accounts including the SC Digital Account, the Sahar Women's Account, High Yield Savings, Bonus Saver and Super Save savings accounts, Basic, Pensioner and Asaan accounts for simplified onboarding, rupee and foreign-currency current/savings accounts, the Roshan Digital Account for overseas Pakistanis, and rupee term deposits. Profit rates on savings and term deposits are reviewed periodically, so confirm the current rate before opening.

Debit and Credit Cards

Debit options include PayPak, Classic, Titanium, Premium Titanium and Priority Platinum cards. On credit, Standard Chartered is known for its Mastercard range — Cashback, Titanium, Platinum and World cards, the PIA co-brand card, and the Saadiq Mastercard Platinum for Islamic banking customers — with rewards, cashback and instalment plans. Review the schedule of charges for fees and mark-up before applying.

Standard Chartered Loans and Financing

• Personal loan: conventional unsecured personal financing for salaried and self-employed customers.
• Auto finance:Saadiq Auto Finance for Shariah-compliant vehicle financing.
• Home / mortgage:Saadiq Home Finance, Roshan Apna Ghar for overseas Pakistanis, and the subsidised government Apna Ghar scheme.
• Swift Finance: a secured loan against property or collateral.

Eligibility, mark-up/profit rate, processing fee and tenure are confirmed by the bank based on your income and credit profile.

Standard Chartered Saadiq (Islamic Banking)

Under the Saadiq brand, the bank offers Riba-free, Shariah-compliant accounts, cards and Ijarah/Diminishing Musharakah auto and home finance, supervised by a Shariah board.

Digital Banking: SC Mobile and Online Banking

Customers manage their accounts through the SC Mobile app and web-based Online Banking, while business and SME clients use the Straight2Bank portal. These channels support balance checks, transfers, bill payments, card management and digital account opening.

Helpline, Head Office and Contact

Standard Chartered Pakistan's retail banking helpline is 021-111-002-002 (or 042-111-002-002); business/SME banking uses 021-111-722-724 and priority banking 021-111-722-725. The bank's head office is in Karachi (I.I. Chundrigar Road), and its SWIFT/BIC code begins with SCBLPKKX. Use the branch and ATM locator on the official website to find your nearest branch.

Frequently Asked Questions

What is the Standard Chartered Pakistan helpline number? Retail banking customer care is 021-111-002-002 (also 042-111-002-002).

Does Standard Chartered offer Islamic banking? Yes — under the Saadiq brand, with Shariah-compliant accounts, cards and home/auto finance.

What financing does Standard Chartered Pakistan offer? Conventional personal loans, Saadiq auto and home finance, Roshan Apna Ghar and Swift Finance (secured loan against property).

Which mobile app does Standard Chartered use? The SC Mobile app for individuals and the Straight2Bank portal for business clients.

Where is Standard Chartered Pakistan's head office? In Karachi, on I.I. Chundrigar Road; its SWIFT code begins with SCBLPKKX.

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Legal Identity and Operating Status

Standard Chartered Bank (Pakistan) Ltd. is the legal name used in the bank's official Pakistan materials. It operates as an active banking institution within Pakistan and forms part of the wider Standard Chartered group.

The bank is presented as an international banking franchise with an established operating role in the local market. Its Pakistan presence is described through official corporate pages rather than through a narrow single-product or single-segment template.

Historical Presence in Pakistan

Official materials trace the bank's local history back to 1863, when its first office in Karachi was opened. This gives the institution one of the longest continuously referenced histories among foreign banks operating in Pakistan.

The available source set confirms the long-standing Pakistan presence but does not provide a full chronological corporate history for every restructuring or legal change over time. For profile purposes, the key supported point is the bank's deep and continuing presence in the country.

Historical Presence in Pakistan

Official materials trace the bank's local history back to 1863, when its first office in Karachi was opened. This gives the institution one of the longest continuously referenced histories among foreign banks operating in Pakistan.

The available source set confirms the long-standing Pakistan presence but does not provide a full chronological corporate history for every restructuring or legal change over time. For profile purposes, the key supported point is the bank's deep and continuing presence in the country.

Core Business Scope

Standard Chartered Pakistan is presented as serving both individual and business clients. The visible high-level structure spans retail banking as well as corporate and institutional banking.

On the retail side, the official materials indicate deposit-taking and other personal-banking activities. On the business side, the bank's Pakistan perimeter includes corporate and institutional functions such as transaction banking, trade finance, lending, foreign exchange, securities services, debt capital markets, and corporate finance.

The source set supports this broad institutional role, but it does not require this profile to go deeper into product pricing, eligibility rules, or consumer feature detail. Those elements are therefore left outside this factual profile summary.