Expert insights on loans, banking, investments, and financial planning in Pakistan
A loan app in Pakistan is legal if its company is on the SECP White List (11 September 2026) or it is an SBP-regulated microfinance bank like JazzCash ReadyCash or Easypaisa EasyCash. Licensed apps must pay the full amount, cannot read contacts, and charges can never exceed the principal.
Overseas Pakistanis sent home a record $41.6 billion in FY2026, yet transfers still fail every day for the same few reasons. Pakistan needs a 24-character IBAN starting with PK, a recipient who is a private individual, and a name matching their CNIC exactly. Here is what works, what gets rejected, and what to do when money does not arrive.
SENDMONEY-PK-20260721Sending money to Pakistan in July 2026: the transfer itself is the easy part — most failures happ...
SadaPay is a popular Pakistani digital neobank (an e-money institution) regulated by the State Bank of Pakistan (SBP) an...
NayaPay is a Pakistani digital wallet and Electronic Money Institution (EMI) authorised and regulated by the State Bank ...
A 2026 guide to UBL's consumer loans in Pakistan: CashPlus personal loan, UBL Drive car financing, UBL Address home loan and Shariah-compliant UBL Ameen — with rates, eligibility and how to apply.
A 2026 guide to the Allied Bank (ABL) personal loan in Pakistan: markup rate, maximum amount, tenor, eligibility and how it compares with secured financing.
How to pay digitally in Pakistan — Raast instant transfers, JazzCash and Easypaisa wallets, SadaPay and NayaPay cards, paying bills with 1Bill, and PayPak cards.
A detailed guide to how credit history actually works in Pakistan. Understand SBP eCIB, licensed private bureaus, adverse entries, dispute timelines, and what lenders really review before approving a loan.