Easypaisa Bank Limited

Easypaisa is one of Pakistan's largest mobile financial services, now operating as Easypaisa Digital Bank (formerly Telenor Microfinance Bank) — a fully branchless digital bank regulated by the State Bank of Pakistan (SBP). Millions of Pakistanis use it to send money, pay bills, save and borrow entirely from their phones. This page covers Easypaisa's account, payments, loan, savings, app, USSD code and helpline.

What Easypaisa Offers

Through the Easypaisa app or a mobile account you can send and receive money, pay utility bills, buy mobile load and internet bundles, make QR merchant payments, order a debit card, receive international remittances, and access digital savings and loans — all without visiting a branch.

Easypaisa Account and Savings

Opening an Easypaisa mobile account is quick and paperless using your CNIC. The account offers daily-profit savings with tiered annual profit rates that rise with your balance — roughly from 7% (Silver) up to around 18% on the top Diamond tier (which requires a higher minimum balance). Confirm the current profit rates and tier requirements in the app before saving.

Easypaisa Loan (Easycash)

Easypaisa offers an instant, paperless micro-loan (marketed as Easycash) directly in the app. Amounts typically range from about Rs. 1,000 to Rs. 50,000 for a short (around 30-day) tenure, and your eligible limit is set automatically based on your account usage and credit profile. Fees and charges are shown before you accept, so review them carefully.

Easypaisa App and USSD Code

You can use Easypaisa through the Easypaisa smartphone app or entirely offline via USSD: dial *786# from a Telenor number, or *2262# from other networks (Jazz, Zong, Ufone), to open the menu and transact without internet.

Easypaisa Helpline and Regulator

The Easypaisa helpline is 3737 from a Telenor number, 042-111-003-737 from any other network, or +92-341-1103737 for international callers. Easypaisa Digital Bank is licensed and regulated by the State Bank of Pakistan (SBP), so customer deposits and conduct are supervised under SBP rules.

Frequently Asked Questions

What is the Easypaisa helpline number? 3737 from Telenor, 042-111-003-737 from other networks, or +92-341-1103737 internationally.

How do I open an Easypaisa account? Download the Easypaisa app and register with your CNIC and mobile number, or dial *786# (Telenor) / *2262# (other networks).

Does Easypaisa give loans? Yes — an instant paperless micro-loan (Easycash) of roughly Rs. 1,000–50,000 for about 30 days, with your limit set by account usage.

What profit does Easypaisa savings pay? A daily-profit account with tiered annual rates rising with balance, from around 7% up to about 18% on the top tier — confirm current rates in the app.

Is Easypaisa safe and regulated? Yes — Easypaisa Digital Bank is licensed and regulated by the State Bank of Pakistan (SBP).

Popular Loan Guides

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Data Limitations and Ownership

The provided source material does not contain information regarding the ownership structure or shareholding of Easypaisa Bank Limited. Its public or private role is therefore not confirmed.

Furthermore, specific operational and financial data for the bank is not available. This includes details concerning its product portfolio, such as account types, loans, or payment cards. Information on customer numbers, deposit volumes, asset size, and profitability is not specified.

There is no confirmed information regarding the bank's physical presence, such as a branch network, or the specific features and technical security protocols of its digital banking platforms.

Legal Identity and Scheduled Status

Easypaisa Bank Limited is a financial institution formally operating within Pakistan's banking sector. The entity is officially classified as a digital bank by the country's central banking authority, the State Bank of Pakistan (SBP).

According to a notification issued by the SBP on January 28, 2025, Easypaisa Bank Limited was declared a Scheduled Bank. This status became effective from January 23, 2025, formally integrating the institution into the national framework of scheduled banks.

Regulatory Framework and Authorizations

As a regulated entity, Easypaisa Bank Limited is subject to the oversight of the State Bank of Pakistan. The SBP's public listings confirm its position within the 'Digital Banks' category, distinguishing it from other types of financial institutions.

The bank holds specific regulatory permissions that define its operational scope. Publicly visible authorizations granted by the SBP include 'Commercial Banking' and the license to act as an 'Authorized FX Dealer'.

These authorizations permit the institution to conduct activities related to commercial banking and engage in regulated foreign exchange transactions, in accordance with the rules set forth by the central bank.