Expert insights on loans, banking, investments, and financial planning in Pakistan
Fori Loan is actually three different products from three different companies, and JazzCash and EasyPaisa aren't on the SECP whitelist because they're regulated by SBP instead. Here's how to tell a licensed loan app from an illegal one before you apply.
Overseas Pakistanis sent home a record $41.6 billion in FY2026, yet transfers still fail every day for the same few reasons. Pakistan needs a 24-character IBAN starting with PK, a recipient who is a private individual, and a name matching their CNIC exactly. Here is what works, what gets rejected, and what to do when money does not arrive.
SENDMONEY-PK-20260721Sending money to Pakistan in July 2026: the transfer itself is the easy part — most failures happ...
SadaPay is a popular Pakistani digital neobank (an e-money institution) regulated by the State Bank of Pakistan (SBP) an...
NayaPay is a Pakistani digital wallet and Electronic Money Institution (EMI) authorised and regulated by the State Bank ...
A 2026 guide to UBL's consumer loans in Pakistan: CashPlus personal loan, UBL Drive car financing, UBL Address home loan and Shariah-compliant UBL Ameen — with rates, eligibility and how to apply.
A 2026 guide to the Allied Bank (ABL) personal loan in Pakistan: markup rate, maximum amount, tenor, eligibility and how it compares with secured financing.
How to pay digitally in Pakistan — Raast instant transfers, JazzCash and Easypaisa wallets, SadaPay and NayaPay cards, paying bills with 1Bill, and PayPak cards.
A detailed guide to how credit history actually works in Pakistan. Understand SBP eCIB, licensed private bureaus, adverse entries, dispute timelines, and what lenders really review before approving a loan.