JazzCash is Pakistan's leading mobile financial service and digital wallet, operated by Mobilink Microfinance Bank Limited (MMBL) and regulated by the State Bank of Pakistan (SBP). Tens of millions of Pakistanis use it to send money, pay bills, save and borrow from their phones. Here is how JazzCash's account, payments, loan and savings work, plus its app, USSD code and helpline.
What JazzCash Offers
With a JazzCash mobile account you can send and receive money, make Raast and bank transfers, pay utility bills, buy mobile load and internet bundles, make QR and till payments, book tickets and order physical or virtual debit cards (Mastercard, Visa and PayPak). Businesses can use the JazzCash Business app and merchant accounts.
JazzCash Account and Savings
Opening a JazzCash account is quick and paperless using your CNIC. The platform offers Savings Plans with annual profit rates that rise with your balance — roughly from about 2% up to around 15% on higher tiers. Confirm current rates and minimum-balance requirements in the app.
JazzCash Loan (ReadyCash)
JazzCash offers an instant, paperless nano loan called ReadyCash directly in the app. Amounts range from as little as Rs. 100 up to about Rs. 50,000, with your eligible limit and tenure set automatically based on your usage and transaction history. Fees are shown before you accept. For more options see our guides to instant loans in Pakistan and loans via app.
JazzCash App and USSD Code
Use JazzCash through the JazzCash App (and JazzCash Business for merchants), or offline via USSD by dialling *786# to open the menu without internet.
JazzCash Helpline and Regulator
The JazzCash helpline is 4444 (from a Jazz number) or 111-127-725 from any network. JazzCash is operated by Mobilink Microfinance Bank and regulated by the State Bank of Pakistan (SBP).